PSI Virginia Real Estate Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

Which zones indicate high-risk flood areas?

A or V zones

High-risk flood areas are specifically designated by the Federal Emergency Management Agency (FEMA) using the Flood Insurance Rate Map (FIRM) system. The A and V zones denote regions that are at a significant risk for flooding during 100-year flood events, meaning that there is a 1% chance of flooding in any given year.

The A zones are generally inland areas subject to flooding, while the V zones are vulnerable coastal regions that experience wave effects and higher risks associated with storm surges. Properties located in these zones are often required to carry flood insurance as a condition of mortgages, due to the increased likelihood of flood damage.

In contrast, the other zones mentioned, such as B or X zones, C or D zones, and E zones, either represent lower-risk areas or are not formally recognized flood risk designations in the same way that A and V zones are. Thus, the identification of A and V as high-risk flood areas is critical for assessing flood insurance needs and ensuring compliance with local regulations.

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B or X zones

C or D zones

E zones

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